Boise Chapter 13 Bankruptcy Attorney

At Foley Freeman, PLLC, our Boise Chapter 13 bankruptcy attorney is standing by, ready to help you find the best solution for your needs. With extensive experience helping clients resolve serious financial challenges, we know bankruptcy law in Idaho. Contact us today for a completely confidential consultation with a top-rated Boise Chapter 13 bankruptcy attorney.

Understanding Chapter 13 Bankruptcy

Chapter 13 bankruptcy is a type of personal bankruptcy. It is the primary alternative to a Chapter 7 liquidation bankruptcy. You may hear Chapter 13 referred to as the wage earner’s plan. It is designed for people with a steady income who want to reorganize their debt. Chapter 13 bankruptcy lets debtors keep their property while catching up on missed mortgage, car, or tax payments. A successful Chapter 13 plan requires filing a repayment plan lasting three to five years, subject to approval by the bankruptcy court.

Note: The strict means tests for Chapter 7 bankruptcy do not apply to Chapter 13 bankruptcy. In other words, people who are not eligible for Chapter 7 in Boise can still file for Chapter 13.

Why Trust Our Boise Chapter 13 Bankruptcy Lawyer

Chapter 13 bankruptcy allows people to reorganize their debts and roll them into an affordable monthly payment. At Foley Freeman, PLLC, we have extensive experience with personal bankruptcy cases in Idaho. We encourage you to learn more about the firm and reach out to us directly with specific questions. Among other things, our Boise Chapter 13 bankruptcy lawyer will:

Hear your story and answer questions about your case;
Gather, organize, and prepare financial documents and records;
Take care of all of the Chapter 13 bankruptcy paperwork; and
Craft a personalized strategy designed to get you the best outcome.

Chapter 13 Bankruptcy: Frequently Asked Questions (FAQs)

How is my monthly payment calculated under Chapter 13?

The specific circumstances always matter. Payments are based on disposable income, secured and priority debt amounts, and the length of your plan (usually between three and five years). Our Boise Chapter 13 bankruptcy lawyer can help you negotiate the best payment.

Can I stop foreclosure through Chapter 13 bankruptcy in Idaho?

Yes. Or at least you can for the time being. Filing immediately triggers the automatic stay under federal law, halting foreclosure proceedings. You can then include arrears in your repayment plan to catch up over time. Chapter 13 bankruptcy may be the best option for homeowners.

What happens if I miss a Chapter 13 payment?

Missed payments can cause plan default and even an outright dismissal. With that being said, debtors can request a plan modification to try to get back on track.

Contact Our Boise Chapter 13 Bankruptcy Attorney Today

At Foley Freeman, PLLC, our Boise Chapter 13 bankruptcy lawyer has the knowledge and experience you can trust. If you have any questions about Chapter 13 bankruptcy, we are here to help. Contact us right away for a completely confidential, no obligation consultation. We provide Chapter 13 bankruptcy representation in Boise, Ada County, and all across the region.

Testimonials

Mark Freeman and the Team at Foley Freeman have assisted my family & me with personal and business matters for many years. They have always provided a service that is friendly and welcoming, while implementing a professional, diligent service. They have assisted us with matters such as defense, estate planning, Buy Sell Agreements, liquidation negotiation and purchases, real estate ventures, and lien filings. I would highly recommend the team at Foley Freeman for any of your legal needs.

Keith Lewis

I’ve had the pleasure of working with the attorneys at Foley Freeman PLLC for more than twenty years. They have professionally and successfully represented my interests in personal and business matters, including assisting with business purchase and sale agreements, contract reviews, estate planning, and arbitration issues. I recommend them without hesitation.

Steve Sedlacek

Mark Freeman is our most trusted attorney for all of our estate planning needs. He and his staff were of the utmost professionalism and walked my wife and me through all the steps to make sure we had our assets, including properties in multiple states, our life insurance, and money protected for our children and future family legacy. He answered every question we asked, and even addressed issues that could come up that we hadn’t thought of. I highly recommend Mark for any estate planning needs.

Steve Angiolini

Foley Freeman was amazing to work with! We have never needed legal counseling before and contacted them with time-sensitive needs. They were very kind, eager, and thoroughly explained everything to us. We were not pressured to make decisions or made to feel that our “small” legal issue was a waste of their time. Highly recommend their services to anyone with any legal needs.

Candice M. Sumner

I just want to say thank you. This was the first time I have ever hired a lawyer, and I must say that I made an excellent choice when I went with you. You were very prompt in responding to my queries and did an excellent job. I will definitely recommend you to anyone in need of a lawyer.

Anonymous

View All Testimonials